# Extract Bank Details from Cheques: OCR API | FastKYC

> Extract account number, IFSC, MICR code, bank name and account holder details from a cheque image for account verification.

Source: https://www.fastkyc.com/apis/cheque-ocr/

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[Vision APIs](/apis/vision/)

# Cheque OCR API

Extract account number, IFSC, MICR code, bank name and account holder details from a cheque image for account verification.

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Category

[Vision APIs](/apis/vision/)

Built for

-   [Lending & NBFC](/industries/lending/)
-   [Banking](/industries/banking/)
-   [Insurance](/industries/insurance/)
-   [Staffing & HR](/industries/staffing-hr/)
-   [Healthcare](/industries/healthcare/)

## What the Cheque OCR API does

Cheque OCR reads a cheque leaf and returns the banking details printed on it: account number, IFSC, MICR code, bank and branch, and the account holder name.

A cancelled cheque is still the standard proof of bank account in India. Reading it automatically removes the slowest, most error-prone step in collecting payout details, and the extracted fields feed straight into account verification.

## Where teams use the Cheque OCR API

1.  Collecting bank details from a cancelled cheque during onboarding
    
2.  Extracting account and IFSC before a penny-drop check
    
3.  Digitising cheque images in a mandate or loan file
    
4.  Validating that a submitted cheque matches the declared account
    

## Frequently Asked Questions (FAQs)

Does it verify the account exists?

No. Pass the extracted account number and IFSC to a bank verification endpoint to confirm the account and its holder.

Does the cheque need to be cancelled?

Not for extraction. Whether you require a cancelled cheque is your own policy decision.

What is the MICR code for?

It identifies the branch for cheque clearing. It is useful as a cross-check against the IFSC read from the same cheque.

## Related APIs

-   [Bank Passbook OCR API Pull the account number, IFSC, branch and account holder name out of a bank passbook image as structured data, ready to verify without manual entry.](/apis/bank-passbook-ocr/)
-   [OCR DL API Extract licence number, holder name, date of birth, validity and vehicle classes from a driving licence image automatically.](/apis/dl-ocr/)
-   [GST OCR API Extract the GSTIN, legal and trade name, address and registration details from a GST registration certificate image, ready to verify without typing.](/apis/gst-ocr/)
-   [OCR Passport API Extract passport number, name, date of birth, nationality and expiry from a passport image, including the machine-readable zone.](/apis/passport-ocr/)

## Start verifying with the Cheque OCR API

Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.

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-   One API key for every check
-   Verified against official Indian records
-   Built for onboarding at scale