# CKYC OTP Generation for Central KYC Download API | FastKYC

> Send an OTP to the customer's CKYC-registered mobile number to authorise download of their Central KYC record, the first step of a consented CKYC fetch.

Source: https://www.fastkyc.com/apis/ckyc-generate-otp/

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[Finance](/apis/finance/)

# CKYC Generate OTP API

Send an OTP to the customer's CKYC-registered mobile number to authorise download of their Central KYC record, the first step of a consented CKYC fetch.

[Book a Demo](/book-demo/)

Overview

## What the CKYC Generate OTP API does

CKYC Generate OTP sends a one-time password to the mobile number registered against the customer's CKYC record, beginning the consent step required before the full record can be downloaded.

The OTP is not a formality. CKYC records contain verified identity data, and the registry requires proof that the customer authorised its release before any institution can retrieve it.

## Built for

[Lending & NBFC](/industries/lending/)[Banking](/industries/banking/)

Use cases

## Where teams use the CKYC Generate OTP API

-   Capturing customer consent before a CKYC download
    
-   Meeting registry authorisation requirements
    
-   Verifying the customer controls the registered mobile number
    

## Frequently Asked Questions (FAQs)

## Related APIs

-   [CKYC Download via OTP APIDownload a customer's complete Central KYC record after OTP consent, including verified identity and address data, to onboard without re-collecting documents.](/apis/ckyc-download/)
-   [CKYC Search APISearch the Central KYC registry with an identity document and retrieve the customer's existing CKYC record, so returning customers skip repeat KYC.](/apis/ckyc-search/)
-   [EPFO Generate OTP APISend an OTP to the employee's EPFO-registered mobile number to begin a consented provident fund verification of their employment and UAN details.](/apis/epfo-generate-otp/)
-   [Credit Report CIBIL APIFetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.](/apis/credit-report-cibil/)

## Guides on the CKYC Generate OTP API

-   [GuideCKYCRR 2.0 Explained: What’s Changing in Central KYCCKYCRR 2.0 is the upgraded Central KYC system with real-time APIs, OTP consent and mandatory Aadhaar masking.](/blog/ckycrr-2-0-explained/)

## Start verifying with the CKYC Generate OTP API

Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.

-   One API key for every check
-   Verified against official Indian records
-   Built for onboarding at scale

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