# Financial Verification APIs: Credit, ITR & CKYC | FastKYC

> Financial verification APIs for lenders: CIBIL, Experian and CRIF credit reports, ITR and Form 26AS downloads, CKYC records and tax compliance checks.

Source: https://www.fastkyc.com/apis/finance/

---

22 APIs

# Finance Verification APIs

Financial verification APIs for lenders: CIBIL, Experian and CRIF credit reports, ITR and Form 26AS downloads, CKYC records and tax compliance checks.

[Book a Demo](/book-demo/) [Browse All APIs](/apis/)

22 APIs, A to Z

## Finance APIs

Search APIs

No APIs match

Try a shorter term - or [ask us](/book-demo/), we may already have it.

-   [Automated Credit Decision API Automate credit assessment and loan eligibility decisions using an applicant's financial, employment and credit data, in one call from your lending flow.](/apis/automated-credit-decision/)
-   [Bank Statement Analyzer API Analyse bank statements to extract financial insights, transaction patterns, balance trends and risk indicators automatically.](/apis/bank-statement-analyzer/)
-   [CKYC Download via OTP API Download a customer's complete Central KYC record after OTP consent, including verified identity and address data, to onboard without re-collecting documents.](/apis/ckyc-download/)
-   [CKYC Generate OTP API Send an OTP to the customer's CKYC-registered mobile number to authorise download of their Central KYC record, the first step of a consented CKYC fetch.](/apis/ckyc-generate-otp/)
-   [CKYC Search API Search the Central KYC registry with an identity document and retrieve the customer's existing CKYC record, so returning customers skip repeat KYC.](/apis/ckyc-search/)
-   [Credit Decisioning API Fetch an Experian credit report with score insights, repayment history, exposure, recent credit activity, risk indicators and decisioning insights.](/apis/credit-decisioning/)
-   [Credit Report CIBIL API Fetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.](/apis/credit-report-cibil/)
-   [Credit Report Crif API Retrieve a comprehensive CRIF credit report with score, loan accounts, enquiry history and personal details for risk assessment.](/apis/credit-report-crif/)
-   [Credit Report Experian API Get a complete Experian credit report and score with account history, enquiries, employment information and derived attributes.](/apis/credit-report-experian/)
-   [Credit Report Experian V2 API The current Experian credit report endpoint for lenders, returning credit score, account history, enquiries and derived attributes for loan underwriting.](/apis/credit-report-experian-v2/)
-   [ITR Compliance API Check PAN-based tax compliance including Aadhaar linkage, PAN status and Section 206AB classification for TDS decisions.](/apis/itr-compliance/)
-   [ITR Download API Retrieve a taxpayer's income tax return information, including filing history, status and secure document links, to verify income for lending.](/apis/itr-file-download/)
-   [ITR Download Form 26as API Fetch Form 26AS tax credit statements across assessment years with secure download links for each TDS record, to verify a borrower's declared income.](/apis/itr-download-26as/)
-   [ITR File Download V API Retrieve a taxpayer's filing history with downloadable ITR-V acknowledgement documents for each assessment year, as proof of income tax filing.](/apis/itr-file-download-v/)
-   [ITR get AIS API Retrieve Annual Information Statement documents with year-wise PDF links, showing the financial transactions reported against a taxpayer's PAN.](/apis/itr-get-ais/)
-   [ITR get Profile Details API Fetch a taxpayer's profile from the income tax portal, including PAN details, contact information, address and jurisdiction.](/apis/itr-get-profile-details/)
-   [ITR get TIS API Retrieve Taxpayer Information Summary documents with year-wise PDF links, summarising a taxpayer's reported income by category for income checks.](/apis/itr-get-tis/)
-   [Mobile to GST API Find GST identification numbers linked to a mobile number, validated across government and financial registration databases.](/apis/mobile-to-gst/)
-   [SEBI Debarr Verify API Fetch SEBI and NSE regulatory records for a PAN, checking whether an individual is debarred from securities markets before onboarding or investing.](/apis/sebi-records/)
-   [Search ISIN Record API Validate an ISIN and retrieve the security's current status and details, for securities, demat and investment workflows that depend on the right instrument.](/apis/isin-record/)
-   [Shop and Establishment Search API Check a Shop and Establishment registration by number and state: establishment name, address, status, commencement and expiry dates and category.](/apis/shop-establishment-search/)
-   [Tan Validation Basic API Validate a TAN and retrieve the associated taxpayer details, confirming an entity is authorised to deduct tax at source.](/apis/tan-validation-basic/)

API catalog

## Every check we run, grouped two ways

By what the API verifies, or by who it is built for. The same APIs, reached from whichever direction you are starting.

[Browse all APIs](/apis/)

### Other categories

-   [Banking Bank account verification APIs for India: penny drop, penny-less and hybrid checks, IFSC search and UPI lookups for safer payouts and onboarding.](/apis/banking/)
-   [Employment Employment verification APIs built on EPFO records: UAN lookups, full employment history and current employer checks for lenders and HR teams.](/apis/employment/)
-   [Identity Identity verification APIs for India: PAN, Aadhaar, passport, driving licence, voter ID and vehicle RC checks, plus mobile, email and court record lookups.](/apis/identity/)
-   [Merchant Business verification APIs for merchant onboarding: GSTIN, MSME and Udyam, FSSAI, Import Export Code and company registry checks from official sources.](/apis/merchant/)
-   [Mobile Mobile number verification APIs: OTP generation and validation to prove ownership, plus Mobile 360 profiles that build a customer view from one number.](/apis/mobile/)
-   [SMS SMS compliance API to check mobile numbers against the Mobile Number Revocation List, so OTPs and alerts never reach disconnected or reassigned numbers.](/apis/sms/)
-   [Utility Utility verification APIs: vehicle RC by chassis or engine, e-challans, electricity bills, BIN lookups, geo-fencing and face liveness for fraud checks.](/apis/utility/)
-   [Vision Document OCR and face APIs: extract data from Aadhaar, PAN, passports, cheques, invoices and bank statements, match selfies to IDs and mask Aadhaar.](/apis/vision/)

### By industry

[Lending & NBFC](/industries/lending/)[Banking](/industries/banking/)[Fintech & Payments](/industries/fintech-payments/)[Insurance](/industries/insurance/)[Gaming & Fantasy Sports](/industries/gaming/)[Crypto & Web3](/industries/crypto/)[Staffing & HR](/industries/staffing-hr/)[Marketplaces & E-commerce](/industries/marketplaces/)[Telecom](/industries/telecom/)[Real Estate & Rentals](/industries/real-estate/)[Healthcare](/industries/healthcare/)[Logistics & Mobility](/industries/logistics/)

## Add Finance verification to your flow

Talk to our team about the Finance APIs and which ones your journey actually needs.

[Book a Demo](/book-demo/) [Browse All APIs](/apis/)

-   One API key for every check
-   Verified against official Indian records
-   Built for onboarding at scale

## All verification APIs

### [Banking APIs](/apis/banking/)

[Bank Verification Hybrid API](/apis/bank-verification-hybrid/), [Bank Verification Penny Drop API](/apis/bank-verification-penny-drop/), [Bank Verification Pennyless API](/apis/bank-verification-pennyless/), [IFSC Search API](/apis/ifsc-search/), [Mobile to Bank API](/apis/mobile-to-bank/), [Penny Drop Initialize API](/apis/penny-drop-initialize/), [Penny Drop Verify API](/apis/penny-drop-verify/), [VPA to Account Details API](/apis/vpa-to-account/)

### [Employment APIs](/apis/employment/)

[Current Employment Details API](/apis/current-employment-details/), [EPFO Advanced Details API](/apis/epfo-init-status/), [EPFO Basic Search API](/apis/epfo-basic-search/), [EPFO Generate OTP API](/apis/epfo-generate-otp/), [EPFO Name Search API](/apis/epfo-name-search/), [EPFO Submit OTP API](/apis/epfo-submit-otp/), [Employment History API](/apis/employment-history/), [Mobile to UAN API](/apis/mobile-to-uan/)

### [Finance APIs](/apis/finance/)

[Automated Credit Decision API](/apis/automated-credit-decision/), [Bank Statement Analyzer API](/apis/bank-statement-analyzer/), [CKYC Download via OTP API](/apis/ckyc-download/), [CKYC Generate OTP API](/apis/ckyc-generate-otp/), [CKYC Search API](/apis/ckyc-search/), [Credit Decisioning API](/apis/credit-decisioning/), [Credit Report CIBIL API](/apis/credit-report-cibil/), [Credit Report Crif API](/apis/credit-report-crif/), [Credit Report Experian API](/apis/credit-report-experian/), [Credit Report Experian V2 API](/apis/credit-report-experian-v2/), [ITR Compliance API](/apis/itr-compliance/), [ITR Download API](/apis/itr-file-download/), [ITR Download Form 26as API](/apis/itr-download-26as/), [ITR File Download V API](/apis/itr-file-download-v/), [ITR get AIS API](/apis/itr-get-ais/), [ITR get Profile Details API](/apis/itr-get-profile-details/), [ITR get TIS API](/apis/itr-get-tis/), [Mobile to GST API](/apis/mobile-to-gst/), [SEBI Debarr Verify API](/apis/sebi-records/), [Search ISIN Record API](/apis/isin-record/), [Shop and Establishment Search API](/apis/shop-establishment-search/), [Tan Validation Basic API](/apis/tan-validation-basic/)

### [Identity APIs](/apis/identity/)

[Aadhaar Validation API](/apis/aadhaar-validation/), [Aadhaar XML Verification API](/apis/aadhaar-xml-verification/), [Address Lookup by Mobile API](/apis/address-lookup-by-mobile/), [Blank Paper Validation API](/apis/blank-paper-validation/), [CA Search API](/apis/ca-search/), [Company Details by CIN API](/apis/company-details-by-cin/), [Contact Details by GST API](/apis/gst-to-contact-details/), [DIGIPIN API](/apis/digipin/), [DIGIPIN Reverse API](/apis/digipin-reverse/), [DIN Basic API](/apis/din-basic/), [DIN Lookup API](/apis/din-lookup/), [DIN Verify API](/apis/din-verify/), [DIN to PAN API](/apis/din-to-pan/), [DL Advanced API](/apis/dl-advanced/), [DL Basic API](/apis/dl-basic/), [DigiLocker Download Docs API](/apis/digilocker-download-docs/), [DigiLocker Signup Download API](/apis/digilocker-signup-download/), [Director Details by CIN API](/apis/director-details-by-cin/), [Driving License API](/apis/dl-text/), [E-Aadhaar Verify API](/apis/eaadhaar-upload/), [Ecourt CNR Search API](/apis/ecourt-cnr-search/), [Email Check API](/apis/email-check/), [Email Verification Send OTP API](/apis/send-email-otp/), [Esign Download Document API](/apis/esign-download-docs/), [Esign Status Check API](/apis/esign-status-check/), [FASTAG History Verification API](/apis/fastag-history/), [Farmer Verification API](/apis/farmer-verification/), [Fastag Lookup API](/apis/fastag-lookup/), [Fastag To RC API](/apis/fastag-to-rc/), [Generate E-Invoice API](/apis/generate-e-invoice/), [Get 1A data API](/apis/get-1a-data/), [Get 2A Data API](/apis/get-2a-data/), [Get 2B Data API](/apis/get-2b-data/), [Get 3B Data API](/apis/get-3b-data/), [Get Company Details API](/apis/cin-advance/), [Get PAN Essentials API](/apis/get-pan-essentials/), [High Court Search API](/apis/high-court-search/), [I4C Check API](/apis/i4c-check/), [ICSI Membership Verification API](/apis/icsi-verify/), [ICWAI Firm Verification API](/apis/icwai-firm-verify/), [ICWAI Member Verification API](/apis/icwai-member-verify/), [IP Quality Check API](/apis/ip-quality-check/), [Indian Post Tracking API](/apis/postal-tracking/), [Indian Post Tracking Bulk API](/apis/postal-tracking-bulk/), [Initiate Esign Flow API](/apis/initiate-esign/), [MNV Without OTP API](/apis/mnv-without-otp/), [MNV Without OTP Basic API](/apis/mnv-without-otp-basic/), [Mobile to Address API](/apis/mobile-to-address/), [Mobile to LPG API](/apis/mobile-to-lpg/), [Mobile to Name API](/apis/mobile-to-name/), [Mobile to PAN API](/apis/mobile-to-pan/), [Mobile to RC API](/apis/mobile-to-rc/), [Mobile to VPA API](/apis/mobile-to-vpa/), [OVSE Aadhaar Download API](/apis/ovse-aadhaar-download/), [PAN Aadhaar Link Lookup API](/apis/pan-aadhaar-link-lookup/), [PAN Advanced V2 API](/apis/pan-advanced-v2/), [PAN Comprehensive API](/apis/pan-comprehensive/), [PAN Lite API](/apis/pan-to-name/), [PAN to DIN API](/apis/pan-to-din/), [Pan Aadhaar Link Status API](/apis/pan-aadhaar-link-status/), [Pan Aadhaar Link Verify API](/apis/pan-aadhaar-link-verify/), [Pan Comprehensive with Aadhaar Check API](/apis/pan-comprehensive-with-aadhaar-check/), [Pan Udyam Check API](/apis/pan-udyam-check/), [Passport Verification V2 API](/apis/passport-verification-v2/), [RC Advanced API](/apis/rc-advanced/), [RC V2 API](/apis/rc-v2/), [Reverse Geocode API](/apis/reverse-geocode/), [Risk Analyzer API](/apis/risk-analyzer/), [Skip Tracing API](/apis/skip-tracing/), [TAN Validation API](/apis/tan-validation/), [TIN Verification API](/apis/tin-verify/), [Toll Check API](/apis/toll-check/), [Udyam Verification Send OTP API](/apis/send-udyam-otp/), [Validate Email OTP API](/apis/validate-email-otp/), [Validate Udyam OTP API](/apis/validate-udyam-otp/), [Vehicle RC API](/apis/rc-text/), [Verify ICSI by CP Number API](/apis/icsi-by-cp-number/), [Verify ICSI by Member ID API](/apis/icsi-by-member-id/), [Voter Id Verification API](/apis/voter-id-text/)

### [Merchant APIs](/apis/merchant/)

[Cancel e-Way Bill API](/apis/cancel-eway-bill/), [Company Name to CIN API](/apis/company-to-cin/), [FSSAI Validation API](/apis/fssai-validation/), [GST Advanced API](/apis/gst-verification-advanced/), [GST Request OTP API](/apis/gst-request-otp/), [GST Submit OTP API](/apis/gst-submit-otp/), [GST Verification API](/apis/gst-verification/), [GST Verify API](/apis/gst-verify/), [GSTIN By Name API](/apis/gst-by-name/), [GSTIN By Pan API](/apis/gst-by-pan/), [Generate e-Way Bill API](/apis/generate-eway-bill/), [IEC Advanced API](/apis/iec-advanced/), [IEC Basic API](/apis/iec-basic/), [MSME Verification API](/apis/msme-verification/), [Mobile To Prefill API](/apis/mobile-to-prefill/), [Mobile to MSME API](/apis/mobile-to-msme/), [PAN to Udyam Details API](/apis/pan-to-udyam/), [Renew e-Way Bill API](/apis/renew-eway-bill/), [Udyog Aadhaar Verification API](/apis/udyog-aadhaar-verify/), [Update e-Way Bill API](/apis/update-eway-bill/), [e-Way Bill Fetch API](/apis/eway-bill-fetch/)

### [Mobile APIs](/apis/mobile/)

[MNV Generate OTP API](/apis/mnv-generate-otp/), [MNV Submit OTP API](/apis/mnv-submit-otp/), [Mobile 360 Profile API](/apis/mobile-360/)

### [SMS APIs](/apis/sms/)

[MNRL Check API](/apis/mnrl-check/)

### [Utility APIs](/apis/utility/)

[BIN Lookup API](/apis/bin-lookup/), [Business Parcel Tariff Details API](/apis/business-parcel-tariff/), [Chassis To RC API](/apis/chassis-to-rc/), [Chassis To RC Details API](/apis/chassis-to-rc-details/), [E-Challan Details API](/apis/echallan-details/), [ESIC Details API](/apis/esic-verification/), [EV Station Search API](/apis/ev-station-search/), [Electricity Bill Lookup API](/apis/electricity-bill-lookup/), [Engine to RC Details API](/apis/engine-to-rc-details/), [Face Liveness API](/apis/face-liveness/), [Geo Fencing API](/apis/geo-fencing/), [Get FIR Details API](/apis/get-fir-details/), [LEI Verification API](/apis/lei-verification/), [Post Office Search API](/apis/post-office-search/), [Speed Post Tariff Details API](/apis/speed-post-tariff/), [Toll Calculator API](/apis/estimate-toll-cost/), [Whatsapp Check API](/apis/whatsapp-check/)

### [Vision APIs](/apis/vision/)

[Aadhaar Masking API](/apis/aadhaar-mask/), [Bank Passbook OCR API](/apis/bank-passbook-ocr/), [Bank Statement OCR API](/apis/bank-statement-ocr/), [Certificate Of Incorporation API](/apis/coi-ocr/), [Cheque OCR API](/apis/cheque-ocr/), [Face Match API](/apis/face-match/), [GST OCR API](/apis/gst-ocr/), [Invoice OCR API](/apis/invoice-ocr/), [KYC Document Classifier API](/apis/kyc-doc-classifier/), [Mobile Invoice OCR API](/apis/mobile-invoice-ocr/), [OCR Aadhaar API](/apis/aadhaar-ocr/), [OCR DL API](/apis/dl-ocr/), [OCR PAN API](/apis/pan-ocr/), [OCR Passport API](/apis/passport-ocr/), [OCR RC API](/apis/rc-ocr/), [OCR Voter Id API](/apis/voter-id-ocr/), [Salary Slip OCR API](/apis/salary-slip-ocr/), [Super OCR API](/apis/super-ocr/), [Udyam OCR API](/apis/udyam-ocr/)
