Automated Credit Decision API
Automate credit assessment and loan eligibility decisions using an applicant's financial, employment and credit data, in one call from your lending flow.
What the Automated Credit Decision API does
Automated Credit Decision assesses an applicant and returns a loan eligibility decision, using their financial, employment and credit data.
It brings the signals a credit team weighs into one automated step, so straightforward applications can be decided in the flow and only the edge cases need a person.
Where teams use the Automated Credit Decision API
Instant eligibility checks in a digital lending journey
Pre-screening applicants before full underwriting
Applying consistent credit rules across a large application volume
Frequently Asked Questions (FAQs)
What data does it use?
The applicant's financial, employment and credit data.
What does it return?
A credit assessment and a loan eligibility decision.
Start verifying with the Automated Credit Decision API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale