22 APIs
Finance Verification APIs
Financial verification APIs for lenders: CIBIL, Experian and CRIF credit reports, ITR and Form 26AS downloads, CKYC records and tax compliance checks.
- Automated Credit Decision API Automate credit assessment and loan eligibility decisions using an applicant's financial, employment and credit data, in one call from your lending flow.
- Bank Statement Analyzer API Analyse bank statements to extract financial insights, transaction patterns, balance trends and risk indicators automatically.
- CKYC Download via OTP API Download a customer's complete Central KYC record after OTP consent, including verified identity and address data, to onboard without re-collecting documents.
- CKYC Generate OTP API Send an OTP to the customer's CKYC-registered mobile number to authorise download of their Central KYC record, the first step of a consented CKYC fetch.
- CKYC Search API Search the Central KYC registry with an identity document and retrieve the customer's existing CKYC record, so returning customers skip repeat KYC.
- Credit Decisioning API Fetch an Experian credit report with score insights, repayment history, exposure, recent credit activity, risk indicators and decisioning insights.
- Credit Report CIBIL API Fetch a customer's CIBIL credit score and full credit report using their PAN and mobile number, for instant lending decisions.
- Credit Report Crif API Retrieve a comprehensive CRIF credit report with score, loan accounts, enquiry history and personal details for risk assessment.
- Credit Report Experian API Get a complete Experian credit report and score with account history, enquiries, employment information and derived attributes.
- Credit Report Experian V2 API The current Experian credit report endpoint for lenders, returning credit score, account history, enquiries and derived attributes for loan underwriting.
- ITR Compliance API Check PAN-based tax compliance including Aadhaar linkage, PAN status and Section 206AB classification for TDS decisions.
- ITR Download API Retrieve a taxpayer's income tax return information, including filing history, status and secure document links, to verify income for lending.
- ITR Download Form 26as API Fetch Form 26AS tax credit statements across assessment years with secure download links for each TDS record, to verify a borrower's declared income.
- ITR File Download V API Retrieve a taxpayer's filing history with downloadable ITR-V acknowledgement documents for each assessment year, as proof of income tax filing.
- ITR get AIS API Retrieve Annual Information Statement documents with year-wise PDF links, showing the financial transactions reported against a taxpayer's PAN.
- ITR get Profile Details API Fetch a taxpayer's profile from the income tax portal, including PAN details, contact information, address and jurisdiction.
- ITR get TIS API Retrieve Taxpayer Information Summary documents with year-wise PDF links, summarising a taxpayer's reported income by category for income checks.
- Mobile to GST API Find GST identification numbers linked to a mobile number, validated across government and financial registration databases.
- SEBI Debarr Verify API Fetch SEBI and NSE regulatory records for a PAN, checking whether an individual is debarred from securities markets before onboarding or investing.
- Search ISIN Record API Validate an ISIN and retrieve the security's current status and details, for securities, demat and investment workflows that depend on the right instrument.
- Shop and Establishment Search API Check a Shop and Establishment registration by number and state: establishment name, address, status, commencement and expiry dates and category.
- Tan Validation Basic API Validate a TAN and retrieve the associated taxpayer details, confirming an entity is authorised to deduct tax at source.
API catalog
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By what the API verifies, or by who it is built for. The same APIs, reached from whichever direction you are starting.
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Add Finance verification to your flow
Talk to our team about the Finance APIs and which ones your journey actually needs.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale