Credit Decisioning API
Fetch an Experian credit report with score insights, repayment history, exposure, recent credit activity, risk indicators and decisioning insights.
What the Credit Decisioning API does
Credit Decisioning fetches an Experian credit report together with credit score insights, repayment history, credit exposure, recent credit activity, risk indicators and decisioning insights.
It brings the report and the signals drawn from it into one response, so a credit team or an automated rule can assess an applicant without reading the raw report line by line.
Where teams use the Credit Decisioning API
Assessing loan applications against bureau data
Spotting recent credit activity and rising exposure
Feeding risk indicators into automated lending rules
Frequently Asked Questions (FAQs)
Which bureau does it use?
Experian.
What does it add beyond the credit report?
Score insights, repayment history, credit exposure, recent credit activity, risk indicators and decisioning insights drawn from the report.
Start verifying with the Credit Decisioning API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale