ITR Download API
Retrieve a taxpayer's income tax return information, including filing history, status and secure document links, to verify income for lending.
What the ITR Download API does
ITR Download returns detailed income tax return information for a client: which returns have been filed, their status, and secure links to the documents themselves.
For income verification this is considerably stronger than a payslip. Returns are filed with the tax authority under penalty for misstatement, which makes them far harder to fabricate than a document an employer prints.
Where teams use the ITR Download API
Verifying declared income for a loan application
Assessing self-employed and business income
Confirming filing history during underwriting
Collecting return documents for a credit file
Frequently Asked Questions (FAQs)
Does this need the taxpayer's consent?
Yes. Tax records are sensitive personal financial data; obtain and record explicit consent.
Which years are available?
Filing history across assessment years, subject to what the tax portal holds for that taxpayer.
Why prefer ITR over payslips?
Returns are filed with the tax authority and carry legal consequences for misstatement. Payslips are produced by the employer and are trivially forged.
Related APIs
- ITR File Download V API Retrieve a taxpayer's filing history with downloadable ITR-V acknowledgement documents for each assessment year, as proof of income tax filing.
- ITR get Profile Details API Fetch a taxpayer's profile from the income tax portal, including PAN details, contact information, address and jurisdiction.
- ITR get TIS API Retrieve Taxpayer Information Summary documents with year-wise PDF links, summarising a taxpayer's reported income by category for income checks.
- ITR Download Form 26as API Fetch Form 26AS tax credit statements across assessment years with secure download links for each TDS record, to verify a borrower's declared income.
Start verifying with the ITR Download API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale