VPA to Account Details API
Resolve a UPI VPA to its underlying bank account and holder name, verifying a payment address before you settle money to it.
What the VPA to Account Details API does
VPA to Account Details takes a UPI virtual payment address, such as name@bank, and returns the bank account behind it along with the registered holder name.
For any business paying out over UPI, this closes a real gap. A VPA is easy to mistype and gives no visual clue about who owns it, so resolving it to a named account before the first payout prevents money reaching the wrong person.
Where teams use the VPA to Account Details API
Verifying a UPI handle before a first payout
Matching a VPA owner against a customer record you already hold
Validating collected VPAs in bulk before a settlement run
Detecting handles that no longer resolve to an active account
Frequently Asked Questions (FAQs)
Does resolving a VPA move any money?
No. It is a lookup against UPI records and involves no transaction.
What if the VPA does not exist?
The API returns a not-found result, which is a strong signal the handle was mistyped or has been deactivated.
Can I go the other way, from a mobile number to a VPA?
Yes. Mobile to VPA maps a number to its associated UPI handle and account holder name.
Related APIs
- Mobile to VPA API Map a mobile number to its UPI virtual payment address and account holder name for quick payment verification before you send or collect money.
- Bank Verification Pennyless API Validate an Indian bank account and fetch the account holder name without transferring any money, using real-time banking network data.
- Bank Verification Penny Drop API Confirm an Indian bank account is live and correctly owned by depositing one rupee and reading back the account holder name from the bank.
- IFSC Search API Look up any Indian bank branch by IFSC code and get the bank name, branch, address, city and supported payment rails in one call.
Start verifying with the VPA to Account Details API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale