Bank Statement OCR API
Convert a bank statement into structured data with transactions, balances and account details extracted across every page.
What the Bank Statement OCR API does
Bank Statement OCR turns a statement document into structured data: account details, individual transactions with dates, descriptions and amounts, and running balances, aggregated across all pages.
This is the raw material for income and affordability assessment. Every bank formats statements differently, and normalising them into one shape is what makes automated underwriting possible at all.
Where teams use the Bank Statement OCR API
Assessing income and affordability for a loan
Extracting salary credits to verify declared income
Building cash-flow views for small business lending
Replacing manual statement review in underwriting
Frequently Asked Questions (FAQs)
Which formats does it handle?
Statement layouts vary considerably by bank, and extraction covers the common ones. Digitally generated PDFs read more reliably than photographs of printed statements.
Does it analyse the transactions?
It extracts them. Bank Statement Analyzer takes that further with financial insights and risk indicators.
Are password-protected statements supported?
Remove protection before upload. Many banks issue statements locked with a PAN or date-of-birth derived password.
Related APIs
- Invoice OCR API Extract vendor, buyer, tax and line-item details from invoice documents, aggregated across every page into structured data.
- Bank Passbook OCR API Pull the account number, IFSC, branch and account holder name out of a bank passbook image as structured data, ready to verify without manual entry.
- Cheque OCR API Extract account number, IFSC, MICR code, bank name and account holder details from a cheque image for account verification.
- OCR PAN API Read PAN number, name, father's name and date of birth from a PAN card image and return them as structured, verifiable data.
Start verifying with the Bank Statement OCR API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale