Cheque OCR API
Extract account number, IFSC, MICR code, bank name and account holder details from a cheque image for account verification.
What the Cheque OCR API does
Cheque OCR reads a cheque leaf and returns the banking details printed on it: account number, IFSC, MICR code, bank and branch, and the account holder name.
A cancelled cheque is still the standard proof of bank account in India. Reading it automatically removes the slowest, most error-prone step in collecting payout details, and the extracted fields feed straight into account verification.
Where teams use the Cheque OCR API
Collecting bank details from a cancelled cheque during onboarding
Extracting account and IFSC before a penny-drop check
Digitising cheque images in a mandate or loan file
Validating that a submitted cheque matches the declared account
Frequently Asked Questions (FAQs)
Does it verify the account exists?
No. Pass the extracted account number and IFSC to a bank verification endpoint to confirm the account and its holder.
Does the cheque need to be cancelled?
Not for extraction. Whether you require a cancelled cheque is your own policy decision.
What is the MICR code for?
It identifies the branch for cheque clearing. It is useful as a cross-check against the IFSC read from the same cheque.
Related APIs
- Bank Passbook OCR API Pull the account number, IFSC, branch and account holder name out of a bank passbook image as structured data, ready to verify without manual entry.
- OCR DL API Extract licence number, holder name, date of birth, validity and vehicle classes from a driving licence image automatically.
- GST OCR API Extract the GSTIN, legal and trade name, address and registration details from a GST registration certificate image, ready to verify without typing.
- OCR Passport API Extract passport number, name, date of birth, nationality and expiry from a passport image, including the machine-readable zone.
Start verifying with the Cheque OCR API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale