CKYC Search API
Search the Central KYC registry with an identity document and retrieve the customer's existing CKYC record, so returning customers skip repeat KYC.
What the CKYC Search API does
CKYC Search queries India's Central KYC Records Registry using a supported identity document and returns the customer's CKYC details where a record exists.
A customer who has completed KYC with any regulated institution already has a CKYC record. Finding it means you can reuse verified data rather than repeating document collection, which is faster for you and considerably less irritating for them.
Where teams use the CKYC Search API
Reusing existing KYC instead of collecting documents again
Speeding up onboarding for customers already in the system
Checking whether a customer holds a CKYC identifier
Reducing document handling and storage obligations
Frequently Asked Questions (FAQs)
What is CKYC?
The Central KYC Records Registry, a shared repository where regulated financial institutions record verified customer KYC so it can be reused across the sector.
Which documents can I search with?
The supported identity documents accepted by the registry. PAN is the most commonly used starting point.
What if no record exists?
The customer has not completed KYC with a participating institution, so you will need to collect and verify documents yourself.
Related APIs
- CKYC Download via OTP API Download a customer's complete Central KYC record after OTP consent, including verified identity and address data, to onboard without re-collecting documents.
- CKYC Generate OTP API Send an OTP to the customer's CKYC-registered mobile number to authorise download of their Central KYC record, the first step of a consented CKYC fetch.
- Search ISIN Record API Validate an ISIN and retrieve the security's current status and details, for securities, demat and investment workflows that depend on the right instrument.
- ITR Download API Retrieve a taxpayer's income tax return information, including filing history, status and secure document links, to verify income for lending.
Start verifying with the CKYC Search API
Book a walkthrough and we will show the call, the response and how it fits your onboarding flow.
- One API key for every check
- Verified against official Indian records
- Built for onboarding at scale